The Financial Education Program geared towards High School students is an educational technology that has already been developed and is ready for dissemination.
The books are arranged in 72 didactic situations with texts, stories, images and tables linked to the theme. At the end of each one, the student can experiment carrying out the actions tied to the addressed theme with the teacher’s support. These didactic situations are divided into three blocks:
|Block 1||Block 2||Block 3|
|Short term Personal and Family Life Situations
||Mid and long term Personal and Family Life Situations
||Country and World Situations in Articulation with their Personal and Family life in the short, mid and long term
This educational technology was tested in the 2010 and 2011, as a pilot project, involving 891 public schools from 5 states of Brazil (TO, RJ, MG, SP and CE) and the Federal District, with the participation of approximately 27,000 students and 1800 teachers. Its result, based on a rigorous evaluation method from the World Bank, pointed to greater capacity of the youths to save, make monthly expense lists, negotiate prices and methods of payment by making purchases, as well as constructing personal plans for achieving his objectives. In this pilot project, in which the students’ parents were involved, there was greater relationship between them in dialoguing about financial matters, such as family household budgets, for example.
The set of books was developed with the support of the Instituto Unibanco (Unibanco Institute), in collaboration with the Pedagogical Support Group, led by the Ministry of Education, and special participation by Orientações para Educação Financeira nas Escolas-CONSED( National Council of Secretaries of Education) and União Nacional dos Dirigentes Municipais de Educação – UNDIME ( National Union of Municipal Education Managers), and also with public and private institutions, representative of the financial sector. The content and the didactic situations that comprise the books are aligned with the various areas of knowledge and the school life of High School youths, which enables teachers to work with everyday financial content of these youths associated with that moment in their lives, such as work, entrepreneurism, achievements, desires, protection, investment, family and university.
The proposed dissemination strategies are: